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Congratulations Graduates!

What's Next

Your perseverance and hard work has paid off. As a college graduate you now have an enormous amount of  possibilities and opportunities.

The life paths are  infinite, and should not be reduced by the burden of student loan repayment.

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When you received your first student loan payment, we are sure the excitement you felt after graduation diminished. That first payment was an unexpected ticket into adulthood that forces you to make choices you never thought you would need to make after graduating. 

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Choice I: Stay home so you can afford to eat while paying back student loan

Choice II: Postpone starting a family or buying your first home

Choice III: Work for a Non-profit organization for 20 plus years to get student loan forgiveness while having a full-time job

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If you are a Parent who took out a Parent Plus Loan to help your child attend college, the burden of the first loan payment often narrows your own life choices. 

 

Choice I: Taking out a second mortgage to help  pay student loan

Choice II: Using retirement funds to pay student loan

Choice III: Working past retirement age or getting a second job 

 

Having to face the above choices creates anxiety and depression instead of excitement and and optimism for recent Graduates and Parents of recent Graduates. Instead many face years of stress while trying to pay back their student loans.  

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Our goal is to help alleviate that stress of trying to pay off your student loans, and bring back the optimize you once had regarding your future plans 

    

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